Financial Planning
and Insurance
We measure our results by our client's success. Our specialised financial advice is developed to make a tangible difference in our client's lives.
Your Gold Coast Financial Planning
and Insurance Advisers
Impact Advisory Group helps our clients understand their current financial position, listens to their goals for the future and helps them get there. All whilst protecting their families and businesses along the way.
Financial Planning
Cash Flow
& Budget
Managing your cash flow effectively and creating a solid budget are essential steps toward financial stability and long-term wealth. Our team of qualified financial advisers is here to help you take control of your finances, ensuring you have a clear understanding of your income, expenses, and savings potential. We provide tailored strategies to optimise your cash flow, reduce financial stress, and build a budget that aligns with your goals. Through smart planning and expert guidance, we empower you to make informed financial decisions, stay on track, and secure a financially confident future.
Planning for Your Future
We handle investment returns and manage risks across all asset classes, providing solid advice to maintain your lifestyle. It all starts with designing your Retirement Plan. By setting realistic goals and timelines around your retirement date, we help you understand how much you'll need and what income is required. We offer initial consultations at no cost, so come chat with one of our retirement specialists if you haven't experienced the benefits of a managed retirement plan yet. Our program is tailored to meet your needs both before and after retirement.
Stop working sooner
Ever wondered when you can afford to stop working? Planning your retirement shouldn't mean compromising your lifestyle. With the right plan, you can navigate life's surprises without unnecessary stress. Here at Impact Advisors, we want you to enjoy your retirement to the fullest. We'll help you make informed spending decisions and provide the flexibility to handle unexpected expenses. Planning for the future and prioritising your retirement dreams.
Pre-Retirement Planning
When you're ready to envision life after retirement, ask yourself: What's on your bucket list? Where do you want to live? What do you want to learn or experience? We'll help you understand your income needs and lifestyle costs. Armed with this information, we can create a plan to ensure your retirement years are fulfilling and worry-free.
Superannuation
We take the time to understand your unique financial goals and retirement aspirations. Through in-depth discussions, we gather insights into your specific needs and craft a tailored SMSF strategy that aligns with your objectives. Our expert advisers provide personalised guidance, helping you navigate the complexities of superannuation while ensuring you have the right structure and protections in place.
Individual Investments
We understand that many clients come to us with existing investments they value. Our Private Net Wealth program integrates these assets into your broader financial plan, considering their risk and return characteristics. It's about managing risks while aiming for sustainable growth. Clear goals make spending decisions easier and more purposeful.
Insurance
Life's busy, right? It’s hard to plan for the week ahead, let alone the future. But have you considered what would happen to your family in the event of a serious illness, injury or death? Failing to do so can have devastating results.
Life insurance
Life insurance provides a lump sum payment to your loved ones, offering financial security in the event of your passing. It can help cover mortgage repayments, clear outstanding debts, support your children’s education, and maintain your family’s lifestyle. With the right cover, you can ensure your family’s future is protected
Total and permanent disability (TPD) insurance
Total and Permanent Disablement (TPD) cover provides a lump sum payment if you become permanently disabled and can no longer work. Designed to offer financial security during life-changing circumstances, TPD cover can be combined with Life Insurance for comprehensive protection.
Stand alone insurance - recovery/trauma/critical injury insurance
A life-threatening sickness or injury has wide-ranging repercussions for any family. It can prevent one from working, or keep them in need of constant medical care. This insurance can help keep your family financially stable.
Income protection (IP) insurance
Income Protection is one of the most important and flexible types of insurance, covering up to 75% of your income if you're unable to work due to illness or injury. This provides financial stability while you focus on recovery. Our team can help you find the right policy to suit your needs, ensuring you have the right level of protection in place.
Plan for a secure financial future today!
Schedule a meeting with our financial planners to start protecting your assets and achieving your goals.
Ben Fitch (AR 441749) and Impact Financial Planning Solutions Pty Ltd atf The IFPS Unit Trust, Trading as Impact Advisory Group (CAR 1234673) are Authorised Representatives of Interprac Financial Planning Pty Ltd AFSL 246638